behaviorgap Fun stuff! RT @brandonlmoss: Just received a "special" sketch from @behaviorgap. COOL. For "straight up" advice sign up! http://ow.ly/2uLua

September 3, 2010, 4:17 pm (CDT) by behaviorgap

LonJefferies Great article on the current investment atmosphere: http://www.cnbc.com/id/38991743

September 3, 2010, 3:17 pm (CDT) by LonJefferies

behaviorgap RT @timgrahl: Tonight I'm working on the 52 Week Tribe Building Workshop - you can signup for free here http://bit.ly/bzsBK6

September 2, 2010, 7:11 pm (CDT) by behaviorgap

LonJefferies Asset Allocation Vs Diversification: http://EzineArticles.com/4966630

September 2, 2010, 2:05 pm (CDT) by LonJefferies

behaviorgap behaviorgap newsletter: because friends don't let friends invest without thinking! http://ow.ly/2yb3r

September 1, 2010, 4:20 pm (CDT) by behaviorgap

behaviorgap Searching for high yields on your CD's or bonds? Only two ways to get it: [1] Buy lower quality [2] Buy longer term. Both equal risk.

September 1, 2010, 11:05 am (CDT) by behaviorgap

behaviorgap Real Financial Planning requires an the emotional commitment of the planner & that can hurt. Might be why there are so few Real Planners.

September 1, 2010, 11:04 am (CDT) by behaviorgap

behaviorgap Forget the ridicules search for "Alpha". Instead [1] Buy boring things with cash and [2] focus on living!

August 31, 2010, 11:22 am (CDT) by behaviorgap

behaviorgap @Smart401k Forget searching for "Alpha". Buy boring things and pay them off!

August 31, 2010, 11:16 am (CDT) by behaviorgap

behaviorgap @Smart401k Funny, but 1-3% over 30 years is a lot of money...

August 31, 2010, 11:15 am (CDT) by behaviorgap

behaviorgap Want a BehaviorGap Print? Learn more here from @RussThornton: http://ow.ly/2xoWM special offer for twitter followers coming Thursday A.M.

August 31, 2010, 11:12 am (CDT) by behaviorgap

behaviorgap Do you live in home or an investment? http://ow.ly/2x56j

August 31, 2010, 10:30 am (CDT) by behaviorgap

behaviorgap @Smart401k Yes. #1=Vital...not that you shouldn't think before you buy a house...just that it is not an investment: http://ow.ly/2xmFt

August 31, 2010, 10:19 am (CDT) by behaviorgap

behaviorgap @brandonlmoss Thanks Brandon. Seem like most of what we call financial planning is pretty simple (simple but not easy).

August 31, 2010, 10:07 am (CDT) by behaviorgap

behaviorgap @Ewesban thx for the reminder: 1 of the classic mistakes with home ownership is underestimating the costs beyond the mortgage...

August 31, 2010, 10:06 am (CDT) by behaviorgap

behaviorgap Read this! RT @RussThornton: Reading The Wealthcare Revolution on Scribd http://scr.bi/bJMyUO #readcast

August 31, 2010, 9:32 am (CDT) by behaviorgap

behaviorgap How to be happy in your home & what money has to do with it: http://ow.ly/2x551

August 31, 2010, 3:15 am (CDT) by behaviorgap

behaviorgap Beautiful! RT @fchimero: Social media idea: Make the "share" button on your blog print the article.

August 30, 2010, 11:15 pm (CDT) by behaviorgap

behaviorgap Thx! RT @Ewesban: The financial philosopher speaks again RT @behaviorgap 4 secrets of money & what it means to you: http://ow.ly/1qOvbO

August 30, 2010, 9:00 pm (CDT) by behaviorgap

behaviorgap 4 secrets of a money happy home and what it means to you: http://ow.ly/1qOvbO

August 30, 2010, 6:47 pm (CDT) by behaviorgap

behaviorgap RT @OakParkPlanner: @RussThornton Thanks Russ, I enjoyed your video & post on @behaviorgap's sketches. Good stuff.

August 30, 2010, 4:37 pm (CDT) by behaviorgap

behaviorgap RT @RussThornton: @behaviorgap Here you go > http://su.pr/7LzCyM < feel welcome to pass it along

August 30, 2010, 4:36 pm (CDT) by behaviorgap

behaviorgap @RussThornton tell the world

August 30, 2010, 1:33 pm (CDT) by behaviorgap

behaviorgap @RussThornton loved it Russ! Thanks!

August 30, 2010, 1:33 pm (CDT) by behaviorgap

behaviorgap RT @gapingvoid: The value of artists is not in what they express, but what they help others to express.

August 30, 2010, 1:09 pm (CDT) by behaviorgap

behaviorgap RT @blairenns: If u derail a pitch this week I will send you a signed copy of the Win Without Pitching Manifesto. http://amzn.com/1605440043

August 30, 2010, 1:08 pm (CDT) by behaviorgap

behaviorgap Thanks! One of my favorites. RT @matthern: Values and Capital | Behavior Gap http://t.co/Kez8C8i via @behaviorgap

August 30, 2010, 9:07 am (CDT) by behaviorgap

behaviorgap RT @blairenns: I can arrange that @hughweber: Just finished a fantastic book, Win Without Pitching, that makes me want to go wrestle a bear!

August 28, 2010, 12:45 pm (CDT) by behaviorgap

behaviorgap @RussThornton Thanks Russ!

August 27, 2010, 4:26 pm (CDT) by behaviorgap

behaviorgap Newsletter was delayed. Out today at 10AM Mountain time. My fault..beefed up the special offer on the prints... http://ow.ly/2vGt8

August 27, 2010, 8:01 am (CDT) by behaviorgap

behaviorgap Funny! RT @brandonlmoss: Can risk really be measured? Sure. Risk tolerance ?s help us buy high, sell low, and take the deduction!

August 26, 2010, 9:47 pm (CDT) by behaviorgap

behaviorgap The higher potential reward from stocks, is only because their is always a large chance (this is called risk) that YOU WILL LOSE MONEY.

August 26, 2010, 7:25 pm (CDT) by behaviorgap

behaviorgap Doesn't risk have to scare you to be risk?

August 26, 2010, 7:16 pm (CDT) by behaviorgap

behaviorgap Can risk really be measured? Can I just turn a dial (equity allocation) until I get just the "right" amount of risk?

August 26, 2010, 7:16 pm (CDT) by behaviorgap

behaviorgap @RussThornton I feel like I do @ the starting line of a long race you aren't sure you can finish...nervous & stoked all at the same time!

August 26, 2010, 10:46 am (CDT) by behaviorgap

NetWorthPlanner One of Net Worth Advisory Group's financial planners, Lon Jefferies, will be a contributing author for Utah... http://fb.me/v0dbX4E7

August 25, 2010, 5:54 pm (CDT) by NetWorthPlanner

LonJefferies I'll be a monthly contributor to the new Utah Boomers Magazine, which debuts in September. Informative and fun. http://utboomers.com.

August 25, 2010, 5:48 pm (CDT) by LonJefferies

behaviorgap Letterpress Prints of the BehaviorGap sketches go on sale tomorrow in the BG Newsletter: http://ow.ly/2uLws

August 25, 2010, 3:30 pm (CDT) by behaviorgap

behaviorgap The Behaviorgap Newsletter: Because friends don't let friend invest without thinking! http://ow.ly/2uLua

August 25, 2010, 2:16 pm (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter, Because friends don't let friends invest without thinking! http://ow.ly/2umRL

August 25, 2010, 7:45 am (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter, Because friends don't let friends invest without thinking! http://ow.ly/2umRz

August 25, 2010, 1:45 am (CDT) by behaviorgap

behaviorgap Who says we don't sell past performance? http://ow.ly/2un2T

August 24, 2010, 11:45 pm (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter, Because friends don't let friends invest without thinking! http://ow.ly/2umR3

August 24, 2010, 11:31 pm (CDT) by behaviorgap

behaviorgap Signed letterpress prints today. they will be for sale to subscribers staring this Thursday. Interested? Join here: http://ow.ly/2ulF4

August 24, 2010, 10:10 pm (CDT) by behaviorgap

behaviorgap Fun conversation about the risk of bond funds at my New York Times post: http://ow.ly/2ulCo

August 24, 2010, 10:07 pm (CDT) by behaviorgap

behaviorgap @RussThornton Did you see that they are launching one...

August 24, 2010, 1:33 pm (CDT) by behaviorgap

behaviorgap @RussThornton what about a DFA commodity fund?

August 24, 2010, 1:17 pm (CDT) by behaviorgap

behaviorgap Thanks! RT @mlimbacher: Friends don't let friends invest without thinking! Sign up for the @behaviorgap newsletter http://ow.ly/2s15n

August 24, 2010, 12:30 pm (CDT) by behaviorgap

behaviorgap Bond fund down 12%....so much for the that 4.7% yield you were so excited about! http://ow.ly/2tFBT

August 23, 2010, 8:20 pm (CDT) by behaviorgap

behaviorgap A 5% current yield on your bond fund won't mean much if the principle falls by 10% if (when) interest rates go up: http://ow.ly/2tFAX

August 23, 2010, 5:08 pm (CDT) by behaviorgap

behaviorgap The Letterpress prints were hand delivered to me Friday night. They go on sale to newsletter subscribers this Thursday...excited!

August 23, 2010, 5:06 pm (CDT) by behaviorgap

behaviorgap What! Bond Funds can go down in value! http://ow.ly/2tD3t

August 23, 2010, 3:39 pm (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter. Exclusive sketches, etc... Sign up here: http://ow.ly/2t876

August 23, 2010, 4:00 am (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter. Exclusive sketches, etc... Sign up here: http://ow.ly/2t86v

August 22, 2010, 11:40 pm (CDT) by behaviorgap

behaviorgap I have decided that I am addicted to making complex investment concepts simple using a Sharpie (hope its not the fumes)

August 22, 2010, 9:50 pm (CDT) by behaviorgap

behaviorgap The BehaviorGap Newsletter. Exclusive sketches, etc... Sign up here: http://ow.ly/2t86F

August 22, 2010, 6:30 pm (CDT) by behaviorgap

behaviorgap I have run into an awful lot of people referring to themselves as contrarian...If everyone is a contrarian is it still cool?

August 22, 2010, 6:28 pm (CDT) by behaviorgap

behaviorgap Real Life Time Return = [investment return] + [investor behavior]^2

August 22, 2010, 6:28 pm (CDT) by behaviorgap

behaviorgap Just met with the folks doing the letterpress prints to see the first one off the press...very cool! On sale next week!

August 20, 2010, 3:26 pm (CDT) by behaviorgap

behaviorgap Thanks! RT @petewarden: @behaviorgap Great post by @felixsalmon that will get you nodding along: http://bit.ly/94QvVH

August 20, 2010, 1:14 pm (CDT) by behaviorgap

behaviorgap Amen! @roberthurdman: @behaviorgap @nntaleb what is risk to a turkey, who can't conceive of Thanksgiving (before the fact)?

August 20, 2010, 9:21 am (CDT) by behaviorgap

behaviorgap Thanks! RT @mlimbacher: Friends don't let friends invest without thinking! Sign up for the @behaviorgap newsletter http://ow.ly/2s15n

August 20, 2010, 8:43 am (CDT) by behaviorgap

behaviorgap Design does not = client work RT @fchimero: What advice would you give to a design student? sums it up...http://bit.ly/9kqXxs #nomoreadvice

August 19, 2010, 11:04 pm (CDT) by behaviorgap

behaviorgap knowing what I know now, I am lucky I didn't die climbing in college: Only problem is I didn't know that then... http://ow.ly/2rZV7

August 19, 2010, 3:30 pm (CDT) by behaviorgap

behaviorgap @TeriTornroos thx! dont think real ppl make the distinction between risk and uncertainity, but most planners do...do clients know?

August 19, 2010, 2:22 pm (CDT) by behaviorgap

behaviorgap I am not so much about answers as I am about questions & thinking. Friends don't let friends invest WITHOUT thinking!

August 19, 2010, 2:18 pm (CDT) by behaviorgap

behaviorgap Risk is what is left AFTER you think you have thought of everything: http://ow.ly/2rZXj

August 19, 2010, 1:50 pm (CDT) by behaviorgap

behaviorgap BG Newsletter going out today. Still time to get on the list. Special offer on 1st run of letterpress prints coming. http://ow.ly/2s15n

August 19, 2010, 1:10 pm (CDT) by behaviorgap

behaviorgap knowing what I know now, I am lucky I didn't die climbing in college: Only problem is I didn't know that then... http://ow.ly/2rZWb

August 19, 2010, 12:37 pm (CDT) by behaviorgap

behaviorgap Which risk are you managing? Morningstar Essay: http://ow.ly/2rZQf

August 19, 2010, 12:34 pm (CDT) by behaviorgap

behaviorgap You need to wrap that in tan paper and stamp "top secret". Then ppl would read it RT @RussThornton: My Secret > http://post.ly/sdym

August 19, 2010, 9:59 am (CDT) by behaviorgap

behaviorgap Good stuff Russ! RT @RussThornton: My Secret > There Is No Secret http://post.ly/sdym

August 19, 2010, 9:58 am (CDT) by behaviorgap

behaviorgap RT @gapingvoid: The Internet does not generate creative thinking. Talent, stamina and discipline generates creative thing.

August 18, 2010, 10:11 pm (CDT) by behaviorgap

behaviorgap Love ppl sending me there sketches! Thx! RT @jeremywalter: A napkin sketch for @behaviorgap http://tweetphoto.com/39831499

August 18, 2010, 7:10 pm (CDT) by behaviorgap

LonJefferies Inflation adjusted returns since 1802: Stocks 6.6%. Bonds 3.6%. T-bills 2.8%. Gold .5%

August 18, 2010, 3:03 pm (CDT) by LonJefferies

behaviorgap funny getting sketches from ppl. One today about crossing the twitter follow's 1099 to 1100. Keep'm coming http://ow.ly/i/3hld

August 18, 2010, 1:44 pm (CDT) by behaviorgap

behaviorgap 1099 followers...who will be number 1100?

August 18, 2010, 10:25 am (CDT) by behaviorgap

behaviorgap RT @hotdogsladies: When people offer unpaid gigs by saying, it's "good exposure," I like to ask how much exposure they made last year.

August 18, 2010, 7:49 am (CDT) by behaviorgap

behaviorgap @RussThornton newsletter out Thursday with more info on letterpress prints. A bunch of new subscribers. Very cool! Thanks for asking!

August 17, 2010, 2:22 pm (CDT) by behaviorgap

behaviorgap RT @RussThornton: My site has moved to a new home at WealthcareRevolution.com. I hope you'll come visit often: http://ow.ly/2qMFQ

August 17, 2010, 1:45 pm (CDT) by behaviorgap

behaviorgap RT @jonathanwsmith: Dangers of The Rear View Mirror http://ow.ly/2qQZ4. I watched CNBC in the mirror once while shaving, cut myself too

August 17, 2010, 1:01 pm (CDT) by behaviorgap

behaviorgap "Income without time has no value"...the sketch inspired by @tferriss http://ow.ly/i/31qs

August 17, 2010, 12:00 pm (CDT) by behaviorgap

behaviorgap digging the smaller format sketches...what do you think http://ow.ly/i/31pQ

August 17, 2010, 11:00 am (CDT) by behaviorgap

behaviorgap really enjoying working on the email newsletter, not sure why but if feels like a better medium for behaviorgap...

August 16, 2010, 6:32 pm (CDT) by behaviorgap

behaviorgap Driving using the rearview mirror & investing based on past performance = both cause accidents. http://ow.ly/2qs2O

August 16, 2010, 6:00 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Rear View Mirror: Keep your eyes on the road. That’s what we all heard in driver’s ed, but as any ex... http://bit.ly/afg1Q1

August 16, 2010, 5:41 pm (CDT) by behaviorgap

behaviorgap RT @fchimero: Going to add a "No Bieber" clause to my contract.

August 16, 2010, 2:19 pm (CDT) by behaviorgap

LonJefferies The Best Use of Your Money: http://EzineArticles.com/4856730

August 16, 2010, 12:53 pm (CDT) by LonJefferies

NetWorthPlanner Wondering what to do with a 401(k) from a past employer?... http://fb.me/EzXchbrd

August 16, 2010, 12:24 pm (CDT) by NetWorthPlanner

behaviorgap great to be on Stocktwits.tv last night with @abnormalreturns. Find video and show notes here: http://ow.ly/2pmR4

August 13, 2010, 6:05 pm (CDT) by behaviorgap

behaviorgap great to be on Stocktwits.tv last night with @abnormalreturns. Find video and show notes here: http://ow.ly/2pmPZ

August 13, 2010, 1:53 pm (CDT) by behaviorgap

NetWorthPlanner What you need to know about life insurance:... http://fb.me/xnPgz0r5

August 13, 2010, 12:06 pm (CDT) by NetWorthPlanner

behaviorgap Picked the 3 sketches for 1st run of large prints...you know that excited/anxious feeling you get at the start of a race? #Bizadventure

August 13, 2010, 7:05 am (CDT) by behaviorgap

behaviorgap RT @derekhernquist: I differ on answers but love questions posed by @behaviorgap @abnormalreturns http://ow.ly/2p7T5 $study

August 13, 2010, 7:00 am (CDT) by behaviorgap

behaviorgap @RussThornton thanks Russ. I didn't realize that the quality of my side of the video was so bad...

August 12, 2010, 11:12 pm (CDT) by behaviorgap

behaviorgap sorry, that was with @abnormalreturns

August 12, 2010, 4:39 pm (CDT) by behaviorgap

behaviorgap just finish recording for stocktwits.tv and @banormalreturns. Super fun! On live at 8 PM EST.

August 12, 2010, 4:38 pm (CDT) by behaviorgap

behaviorgap @AdvisorTweets Thanks!

August 12, 2010, 1:54 pm (CDT) by behaviorgap

behaviorgap FYI: We added so many new readers that the BG newsletter must be approved by @CampaignMonitor. Out Friday: http://ow.ly/2oOoy

August 12, 2010, 1:29 pm (CDT) by behaviorgap

behaviorgap The 3 sketches that will be our 1st run of letter-press prints in newsletter Thursday. Interested? http://ow.ly/2nTPO

August 11, 2010, 5:15 pm (CDT) by behaviorgap

LonJefferies What to Do With That Old 401(k): http://EzineArticles.com/4837352

August 11, 2010, 3:58 pm (CDT) by LonJefferies

behaviorgap The 3 sketches that will be our 1st run of letter-press prints in newsletter Thursday. Interested? http://ow.ly/2nTPq

August 11, 2010, 11:15 am (CDT) by behaviorgap

behaviorgap The 3 sketches that will be our 1st run of letter-press prints in newsletter Thursday. Interested? http://ow.ly/2nTOm

August 10, 2010, 11:05 pm (CDT) by behaviorgap

behaviorgap @RussThornton nice. I know I'm on the right track if Russ is thinking the same thing.

August 10, 2010, 2:33 pm (CDT) by behaviorgap

behaviorgap RT @RussThornton: I must have been channeling the latest @behaviorgap sketch http://ow.ly/2nI9q with my earlier tweet: http://ow.ly/2nIbj

August 10, 2010, 2:32 pm (CDT) by behaviorgap

behaviorgap Adding the final touches to 2nd BG Newsletter. exclusive sketch, info on letter-press prints. Sign-up here: http://ow.ly/2nvET

August 10, 2010, 2:10 pm (CDT) by behaviorgap

behaviorgap @TimMaurer thanks Tim! Fun subject and from the comments ppl still miss the point.

August 10, 2010, 2:06 pm (CDT) by behaviorgap

behaviorgap Adding the final touches to 2nd BG Newsletter. exclusive sketch, info on letter-press prints. Sign-up here: http://ow.ly/2nvAs

August 10, 2010, 8:56 am (CDT) by behaviorgap

behaviorgap @curtisfinancial Thanks Cathy!

August 9, 2010, 3:14 pm (CDT) by behaviorgap

behaviorgap @Ewesban Man wouldn't that be great instead of the 50 pages of nonsense and disclosures you have to print! Let me know if you find it.

August 9, 2010, 2:24 pm (CDT) by behaviorgap

behaviorgap Humbling amount of feedback on the gallery of all my sketches at the New York Times. Let me know what you think: http://ow.ly/2n7H3

August 9, 2010, 1:39 pm (CDT) by behaviorgap

behaviorgap I think I am a sketcher...I have been struggle with what to call myself. Artist..nope. Sketcher...yeah I like that.

August 6, 2010, 3:37 pm (CDT) by behaviorgap

behaviorgap RT @NAPFA: Advisors: Let the SEC hear why consumers DESERVE a #fiduciary standard in the next 30 days - http://bit.ly/9fl2rV (thx fi360)

August 5, 2010, 9:04 am (CDT) by behaviorgap

behaviorgap RT @fchimero: "All options explored!" http://yfrog.com/3dd3smj

August 4, 2010, 7:56 pm (CDT) by behaviorgap

behaviorgap Wow! Thanks for all the interest in the newsletter! In case you missed it you can sign up here for tomorrow edition: http://ow.ly/2ld4y

August 4, 2010, 7:52 pm (CDT) by behaviorgap

behaviorgap BG finding a home in 3 places [1] Micro form > Twitter [2] Essays > Newsletter [3] New York Times. Loving them all. http://ow.ly/2kYyx

August 4, 2010, 3:35 pm (CDT) by behaviorgap

behaviorgap More focus on the BehaviorGap Newsletter. Exclusive sketches and essays. First one about Chocolate. Sign up here: http://ow.ly/2kYtx

August 4, 2010, 1:35 pm (CDT) by behaviorgap

behaviorgap Excited for the first Behavior Gap Newsletter in a while. More Info on the launch of the letter-press prints http://ow.ly/2kYoK

August 4, 2010, 11:22 am (CDT) by behaviorgap

behaviorgap Avoid all the noise leads to better investment decisions (and a better life) http://ow.ly/2j9ts

August 3, 2010, 5:00 pm (CDT) by behaviorgap

behaviorgap Ramping up the BehaviorGap Newsletter. Exclusive sketches, etc... Sign up here: http://ow.ly/2krbJ

August 3, 2010, 4:30 pm (CDT) by behaviorgap

behaviorgap Just because you have the Economist sitting in your lobby doesn't mean you are an independent thinker... http://ow.ly/2j9rv

August 3, 2010, 4:00 pm (CDT) by behaviorgap

behaviorgap Managing client over-confidence is the job of a planner. A false sense of precision on the planners part never helps. http://ow.ly/2j9pH

August 3, 2010, 3:00 pm (CDT) by behaviorgap

behaviorgap Investing is not physics because markets have feelings. http://ow.ly/2j9nF

August 3, 2010, 2:00 pm (CDT) by behaviorgap

behaviorgap If we keep experiencing "outlier" events, can they still be "outliers" (aren't those supposed to be rare?) http://ow.ly/2j9n0

August 3, 2010, 1:00 pm (CDT) by behaviorgap

behaviorgap Ramping up the BehaviorGap Newsletter. Exclusive sketches, etc... Sign up here: http://ow.ly/2kr9F

August 3, 2010, 12:06 pm (CDT) by behaviorgap

behaviorgap Real Life Time Return = [investment return] + [investor behavior]^2 http://ow.ly/2j9mK

August 3, 2010, 12:00 pm (CDT) by behaviorgap

behaviorgap Investing out of FEAR (bad) investing based on greed (silly). investing based on fear and greed (dumb).

August 3, 2010, 11:01 am (CDT) by behaviorgap

behaviorgap I have run into an awful lot of people referring to themselves as contrarian...If everyone is a contrarian is it still cool?

August 3, 2010, 10:00 am (CDT) by behaviorgap

behaviorgap Now trying Twitter Tuesday: One idea an hour from 8-3, and then a six day break. Hope you enjoy!

August 3, 2010, 9:00 am (CDT) by behaviorgap

behaviorgap Thanks for the feedback on the sketch for letter-press prints. I have narrowed it down to 5. Cast your vote here: http://ow.ly/2k7vo

August 2, 2010, 10:53 pm (CDT) by behaviorgap

behaviorgap "Income without time has no value" Tim Ferris

August 2, 2010, 5:29 pm (CDT) by behaviorgap

behaviorgap BG Blog: Revisiting the Yale Endowment: The Behavior Gap is not just a problem for individuals. I was reviewing so... http://bit.ly/ce4m2h

August 2, 2010, 6:52 am (CDT) by behaviorgap

behaviorgap I have decided that I am addicted to making complex investment concepts simple using a Sharpie (hope its not the fumes)

July 31, 2010, 1:09 am (CDT) by behaviorgap

behaviorgap Avoid all the noise leads to better investment decisions (and a better life) http://ow.ly/2j9sR

July 31, 2010, 12:52 am (CDT) by behaviorgap

behaviorgap Investing out of FEAR (bad) investing based on greed (silly). investing based on fear and greed (dumb).

July 31, 2010, 12:27 am (CDT) by behaviorgap

behaviorgap Real Life Time Return = [investment return] + [investor behavior]^2

July 31, 2010, 12:25 am (CDT) by behaviorgap

behaviorgap If we keep experiencing "outlier" events, can they still be "outliers" (aren't those supposed to be rare?)

July 31, 2010, 12:23 am (CDT) by behaviorgap

behaviorgap I have run into an awful lot of people referring to themselves as contrarian...If everyone is a contrarian is it still cool?

July 31, 2010, 12:21 am (CDT) by behaviorgap

behaviorgap Would love your opinion, what is your favorite BehaviorGap Sketch? See them all here: http://ow.ly/2iEiO

July 29, 2010, 11:18 pm (CDT) by behaviorgap

behaviorgap @CurtisASmithCFP Yes...moved to Park City Utah and have not been able to separate myself from my mountain bike...

July 28, 2010, 4:55 pm (CDT) by behaviorgap

behaviorgap just discovered SmugMug: What a great alternative to Flickr http://ow.ly/2hZS5

July 28, 2010, 4:11 pm (CDT) by behaviorgap

behaviorgap My wife just discovered shop-vac...(she thought this sketch was funny) http://ow.ly/i/2T0o

July 28, 2010, 2:13 pm (CDT) by behaviorgap

behaviorgap Sorry...here is the Chocolate sketch as a image http://ow.ly/i/2SZh

July 28, 2010, 1:54 pm (CDT) by behaviorgap

behaviorgap NYT Reports: Hedge Fund Manager Hoarding Worlds Chocolate> http://ow.ly/2hVsi Had to sketch http://ow.ly/d/5gK

July 28, 2010, 1:48 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Mental Anchor of Money Mistakes @NYTimes: Past performance is no guarantee of future performance, yet... http://bit.ly/dxaRAT

July 21, 2010, 5:40 pm (CDT) by behaviorgap

behaviorgap BG Blog: Markets Have Feelings: MIT finance professor, Andrew Lo recently told a story about Richard Feynman, the... http://bit.ly/93fYNP

July 15, 2010, 2:08 pm (CDT) by behaviorgap

behaviorgap BG Blog: Ignore Generic Financial Advice @NYTimes: Whether your flipping channels or browsing through a magazine, ... http://bit.ly/92SuxU

July 8, 2010, 12:09 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Great Debt Reset @NYTimes: How has your life changed since the economy went south? Have you changed y... http://bit.ly/bxTZs8

July 7, 2010, 6:25 pm (CDT) by behaviorgap

behaviorgap BG Blog: One Big Thing We Don’t Know About Stocks @NYTimes: Why invest in stocks? Because the potential return is ... http://bit.ly/9olfys

June 23, 2010, 5:08 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Time is Short: No one wins elections by delivering painful medicine that’s critical to avoiding a cat... http://bit.ly/aSu9OY

June 14, 2010, 2:22 pm (CDT) by behaviorgap

behaviorgap BG Blog: Dangerous Overconfidence and Investment Decisions: Overconfidence is a huge problem when it comes to maki... http://bit.ly/byFz0e

June 10, 2010, 10:43 am (CDT) by behaviorgap

behaviorgap BG Blog: The Dumbest Question: The dumbest question in the investing world is, “How much risk do you want?” This i... http://bit.ly/bW0Yix

June 3, 2010, 10:18 am (CDT) by behaviorgap

behaviorgap BG Blog: The Fallacy of Risk Management: Risk is what you have left over when you think you have thought of everyt... http://bit.ly/d2MMTT

June 3, 2010, 10:18 am (CDT) by behaviorgap

behaviorgap BG Blog: Perfect Storms: In the real world, we’ve had WAY more large down days than the model (modern portfolio th... http://bit.ly/9MrUGN

May 27, 2010, 10:16 am (CDT) by behaviorgap

behaviorgap BG Blog: All Investment Mistakes Are Investor Mistakes @NYTimes: We’ve had the conversation before about investing... http://bit.ly/dyzcPb

May 26, 2010, 1:18 pm (CDT) by behaviorgap

behaviorgap BG Blog: Stock Market Challenges Buy-and-Hold Investors: I sure hope this article isn’t referring to the same “inv... http://bit.ly/cAhZMx

May 26, 2010, 1:18 pm (CDT) by behaviorgap

LonJefferies In case you missed it, scientists for the first time created a synthetic one-cell organism, controlled by man-made genetic instructions.

May 24, 2010, 12:41 pm (CDT) by LonJefferies

behaviorgap When we have "perfect storms" every 2 weeks, maybe we have underestimated risk? http://bit.ly/aj7oHP

May 19, 2010, 2:00 pm (CDT) by behaviorgap

behaviorgap 10 year old boys hit sprinklers, the lawn mower doesn't. Do investments or investors make mistakes: http://nyti.ms/intmistakes

May 19, 2010, 10:01 am (CDT) by behaviorgap

behaviorgap Do investments make mistakes? Good discussion going on at the New York Times. http://nyti.ms/intmistakes

May 18, 2010, 5:01 pm (CDT) by behaviorgap

behaviorgap How come there seems to be a perfect storm every two weeks? Jon Stewart chimes in. http://bit.ly/aj7oHP

May 18, 2010, 1:56 pm (CDT) by behaviorgap

NetWorthPlanner Is your employer's 401(k) plan weak? Check out http://utahfinancialadvisor.blogspot.com/2010/05/in-service-distributions.html

May 17, 2010, 11:22 am (CDT) by NetWorthPlanner

NetWorthPlanner Do you know what investment costs you pay, and to who? http://utahfinancialadvisor.blogspot.com/2010/05/more-emphasis-on-cost.html

May 13, 2010, 4:26 pm (CDT) by NetWorthPlanner

NetWorthPlanner Why you need to speak to a fee-only financial planner: http://networthadvice.com/your-path-to-a-worry-free-retirement/

May 12, 2010, 5:34 pm (CDT) by NetWorthPlanner

LonJefferies Why you need to speak to a fee-only financial advisor: http://networthadvice.com/your-path-to-a-worry-free-retirement/

May 12, 2010, 5:33 pm (CDT) by LonJefferies

behaviorgap New sketch at the New York Times: One of my favorites for sure: http://nyti.ms/pastper

May 12, 2010, 5:01 pm (CDT) by behaviorgap

behaviorgap Using track record as a screen for mutual funds...WHY? http://nyti.ms/pastper

May 12, 2010, 1:01 pm (CDT) by behaviorgap

behaviorgap Past performance and driving while looking in the rear-view mirror both cause accidents: http://nyti.ms/pastper

May 12, 2010, 10:01 am (CDT) by behaviorgap

behaviorgap Past performance does not guarantee future results: http://nyti.ms/pastper

May 11, 2010, 5:01 pm (CDT) by behaviorgap

behaviorgap You shouldn't pick your investments the same way you do your contractor: http://nyti.ms/pastper

May 11, 2010, 12:01 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Temptation (and Danger) of Past Investment Performance @NYTimes: Keep your eyes on the road. That’s w... http://bit.ly/ckQDCQ

May 11, 2010, 11:33 am (CDT) by behaviorgap

LonJefferies How Financial Plans Prevent Errors, Heartburn: http://utahfinancialadvisor.blogspot.com/2010/05/another-example-of-how-financial-plans.html

May 10, 2010, 5:47 pm (CDT) by LonJefferies

NetWorthPlanner How Financial Plans Prevent Errors, Heartburn -... http://bit.ly/csj7AD

May 10, 2010, 4:33 pm (CDT) by NetWorthPlanner

NetWorthPlanner How Financial Plans Prevent Errors, Heartburn - http://bit.ly/d5PMT2

May 10, 2010, 4:32 pm (CDT) by NetWorthPlanner

LonJefferies The number of home sales that have gone into contract, but haven't yet closed, rose 5.3% in March from February.

May 5, 2010, 3:56 pm (CDT) by LonJefferies

behaviorgap Think again if you think you should invest mortgage $. Pay it off! http://nyti.ms/riskemotion

May 5, 2010, 12:01 pm (CDT) by behaviorgap

behaviorgap Are you paying down your mortgage? Chime in: http://nyti.ms/riskemotion

May 4, 2010, 6:01 pm (CDT) by behaviorgap

LonJefferies U.S. stock market's capitalization was 84.6% of annualized GDP in the first quarter. Up from 57.1% a year earlier, down from 160.4% in 2000.

May 4, 2010, 2:36 pm (CDT) by LonJefferies

behaviorgap BG Blog: Risk, Emotion and the Extra Mortgage Payment @NYTimes: Paying off your mortgage is a time-honored part of... http://bit.ly/a2ugir

May 4, 2010, 1:34 pm (CDT) by behaviorgap

behaviorgap $ to pay off your house Risky Investment = Bad Behavior http://nyti.ms/riskemotion

May 4, 2010, 12:19 pm (CDT) by behaviorgap

behaviorgap BG Blog: The Future May Not Resemble the Last 6 Months @NYTimes: Investing decisions based on the most recent past... http://bit.ly/dz50mj

April 27, 2010, 8:04 am (CDT) by behaviorgap

LonJefferies Net Worth Advisory Group uses a buy and hold strategy. However, our buy and hold is not a "buy and forget," but an "own it and review it."

April 26, 2010, 12:28 pm (CDT) by LonJefferies

LonJefferies Check out my webinar: "Using a Financial Plan to Boost Your Wealth." http://www.networthadvice.com/Plan_Webinar.wmv

April 22, 2010, 12:03 pm (CDT) by LonJefferies

behaviorgap BG Blog: Seeking Investing Insight Up in the Air: I love finding inspiration for my work from outside the investme... http://bit.ly/9f38qz

April 21, 2010, 6:40 pm (CDT) by behaviorgap

behaviorgap Build a plan that has the best shot to get you there, and then turn all your attention to living now http://nyti.ms/lousymag

April 21, 2010, 10:01 am (CDT) by behaviorgap

behaviorgap Be sure not to mix investment advice (real) with magazine covers (porn) http://nyti.ms/lousymag

April 20, 2010, 7:00 pm (CDT) by behaviorgap

behaviorgap Financial Pornography is NOT investment advice: http://nyti.ms/lousymag

April 20, 2010, 3:00 pm (CDT) by behaviorgap

behaviorgap Magazine Covers: It 19s time we stop doing the same thing over and over, expecting a different result. http://nyti.ms/lousymag

April 20, 2010, 12:00 pm (CDT) by behaviorgap

behaviorgap BG Blog: Magazine Covers are Lousy Investment Signals @NYTimes: When you go check your mailbox or glance at the ne... http://bit.ly/aIHAiu

April 20, 2010, 8:03 am (CDT) by behaviorgap

behaviorgap Who cares what Newsweek says? Focus on your goals. http://nyti.ms/lousymag

April 19, 2010, 5:05 pm (CDT) by behaviorgap

behaviorgap BG Blog: Watching Bonds Go Off the Rails @Morningstar: Buying high and selling low trips up investors way more oft... http://bit.ly/9lplAR

April 19, 2010, 4:51 pm (CDT) by behaviorgap

LonJefferies Get your 401k optimized. Ensure you have a diversified portfolio that matches your risk tolerance. Maximize retirement income. Cost is $250.

April 19, 2010, 1:09 pm (CDT) by LonJefferies

behaviorgap Stephen Colbert hires a new financial advisor: http://bit.ly/advisecolbert

April 16, 2010, 2:01 pm (CDT) by behaviorgap

behaviorgap Do Small Investors Want In NOW? WHAT? How long will we continue to repeat the same cycle over and over again: http://bit.ly/wantingin

April 16, 2010, 10:39 am (CDT) by behaviorgap

behaviorgap what do you think is the purpose of life insurance? http://nyti.ms/variableins

April 14, 2010, 2:01 pm (CDT) by behaviorgap

behaviorgap Whoops I didn't mean to start such a fiery debate about life insurance. http://nyti.ms/variableins

April 14, 2010, 9:01 am (CDT) by behaviorgap

LonJefferies View my webinar, "Using a Financial Plan to Boost Your Wealth," at http://www.networthadvice.com/Plan_Webinar.wmv

April 13, 2010, 6:05 pm (CDT) by LonJefferies

behaviorgap Expensive insurance Lousy Investment = Variable life http://nyti.ms/variableins

April 13, 2010, 6:01 pm (CDT) by behaviorgap

behaviorgap I didn't mean to take on an entire industry with one napkin. http://nyti.ms/variableins

April 13, 2010, 3:14 pm (CDT) by behaviorgap

behaviorgap BG Blog: Why Life Insurance is Not an Investment @NYTimes: If you have life insurance, why? For most of us, it’s t... http://bit.ly/b2JlYF

April 13, 2010, 10:33 am (CDT) by behaviorgap

LonJefferies A 401k had 31% of its assets in money markets yielding .08%, and the total fees extracted were over 2.4%. Do you know what your 401k costs?

April 12, 2010, 4:37 pm (CDT) by LonJefferies

behaviorgap BG Blog: Change Happens: Weathering Investing Volatility: One of the greatest sources of financial pain is surpris... http://bit.ly/dxITCg

April 8, 2010, 4:51 pm (CDT) by behaviorgap